Jeff shares his recent experience with iBuyers when trying to sell his home. He highlights the initial appeal of iBuyers for sellers looking for quick, hassle-free sales.  We discuss the ups and downs of the transaction as well as the not ...

The buy / sell transaction can be complex.  In this episode we discuss what's needed to be prepared to list your home and buy your new home in today's fast paced market.  Jeff Cunningham is a Realtor (license #...

In this podcast we discuss the new LLPA's (loan level pricing adjustments) on Conventional loans.  The media has ran with the notion that better qualified borrowers are taking the hit for lower qualified borrowers.   We discuss why th...

Buying a home in a seller's market can be exhausting and frustrating.  In this episode, Jeff and Gina discuss what it takes to be successful in buying a home in a seller's market. Jeff Cunningham is a Realtor (l...

Is Covid homebuyer remorse real.  We discuss homebuyers remorse as it relates to the current and past markets.  What should homebuyers expect of their home's appreciation is they paid over asking during the covid homebuying frenzy.&nb...

In this episode we discuss Mortgage Insurance.  What is mortgage insurance.  What is the difference between PMI & MI.  When do you need mortgage insurance.  How is mortgage insurance calculated.  Jeff Cun...

Special guest Ashley Williams with First American Home Warranty joins us to discuss home warranties.  Ashley talks about the common misconceptions of Home Warranties, and how they actually work to help save you thousands on home repairs.&n...

Jeff and Gina discuss market trends during the holiday season including inventory, the next Fed Meeting and home loan rates today.   In this episode we also discuss the importance of planning for Self Employed borrowers who want to prequal...

On this Episode we discuss the current housing market as it relates to the Triad of North Carolina.   In honor of Veteran's Day, we discuss the benefits of 100% financing with a VA loan. Jeff Cunningham is ...

On today's episode we discuss todays market and interest rates.  We discuss why it's a great time for buyers to purchase even in a high rate market.  We discuss strategies  to help buyers overcome higher mortgage payments dues to...

Brandon Ellis with Ellis insurance joins us to discuss homeowners' insurance.  Homeowner's insurance is an important part of the mortgage process.  Getting your insurance agent involved in the process upfront can help you with your ho...

In this episode we discuss the importance of sourcing funds in a mortgage transaction and what it means to "sourcing funds".  We dive into the pitfall of using cash specifically related to the mortgage process and the challenges it creates...

In this episode we sit down with Fatima Blair of Next Level Credit Solutions.  We discuss how she transitioned into the credit managing or credit repair business.  Newark New Jersey born, developed a passion & purpose for ...

In this episode Jeff and Gina discus how your credit score impacts your ability to purchase a home.   We discuss the minimum score you can have and still qualify for a loan.  We discuss how your credit score affects your interest rate...

In this episode Jeff and Gina discuss using your pre-approval letter.   We review the information contained in a pre-approval letter, how to shop with your pre-approval and the importance of the information Jeff Cunningham ...

In this episode we discuss the importance of choosing the right Realtor and How to find the right Realtor. Jeff Cunningham is a Realtor (license # 301547) with United Realty Group (Broker license C34827) serving the Triad NC...

Jeff and Gina discuss the importance of getting pre-approved.  We discuss what's involved in the process, from types of pre approvals to what's reviewed in the process.  Jeff Cunningham is a Realtor (license # 3015...

Jeff and Gina discuss how their backgrounds in the mortgage and real estate industries.  Jeff Cunningham is a Realtor (license # 301547) with United Realty Group (Broker license C34827) serving the Triad NC area.Jeff ...